Savings Account we have We make sure your money is safe and accessible when you need it. You can withdraw your money digitally or in person at any time. Our Savings Account helps you earn good interest while still having access to your money when you need it. Our current interest rate for savings account is 5%. You can open a savings account with us with a minimum balance of just Rs.300. We offer individual and joint savings accounts. You can also pay for utilities like electricity bill, ration, mobile phone recharges and shopping through the savings account. Additional benefits of using this savings account are that it protects your money from theft and misplacement and reduces the stress of carrying too much cash.